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Hacked Account? Bank Not Liable


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#1 duckfeet

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Posted 08 June 2011 - 01:07 AM

http://www.wired.com...bank-ach-theft/

Bank Not Responsible for Letting Hackers Steal $300K From Customer

Hackers break into construction company computers, steal more than $300,000 from company. Bank doesn't have to pay. Apparently commercial customers who get hacked and ripped, are just SOL if they use your password to break into bank, even if bank doesn't use careful protection.
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#2 snemelk

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Posted 08 June 2011 - 11:25 AM

Yep, take a look here as well: e-Banking (some good points by mikey)...
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#3 bulrush

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Posted 16 June 2011 - 05:49 AM

I only use a website to sometimes look at my bank balance, never to do transactions. I use Paypal for all online transactions, and I don't link Paypal to my bank account, I link Paypal to my credit card, which has more protections.

Since 2000 my credit card NUMBER (not the physical card) has been stolen online 3 times. Not sure which company was the leak, but, there you go. I was not liable for any of it, including $500 charged to an online casino (I don't gamble).

Also, I don't use a bank, I use a credit union. These big publicly traded banks don't care about your money, they just want profits. I am always leery of putting my money with a publicly traded company. They often take big risks (see auto companies, big banks, look how many big banks failed in the past 4 years: 180 in the US at my last count).

Edited by bulrush, 16 June 2011 - 05:56 AM.





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